Design a merchant lending system

System design Medium SStripe #payments #underwriting #ledger

Problem

Offer business loans to merchants based on their payment history, then repay automatically by withholding a share of each day's sales.

1 solution

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Endorsed by Frontier Interview · 14 minutes ago

Design a merchant lending system

We are building merchant lending for a payments platform: pre-approve merchants for a fixed-fee business loan from their own processing history, pay the money into their balance, and collect it by withholding a fixed ...

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